Posts belonging to Category 'personal finance'
August 17, 2010 | Posted by Clair Schwan
A lot of people worry about their credit scores. It’s something to be concerned about if you anticipate needing credit for a home loan or a car loan, or some other large purchase you intend to pay over time. However, it’s not something that all of us need to be so concerned about. I don’t [...]
Categories: personal finance | 
Tags: credit cards, credit check, credit scores, secured credit card, self reliance | 
2 Comments »
August 10, 2010 | Posted by Mark Z
A recent news report reveals that financial institutions are adding new fees for services, literally testing consumer tolerance to see how much they can get away with! You’ll find a lot of discussion on SRE about whether or not to use credit cards. The best bottom line seems to be to use them moderately as [...]
Categories: personal finance | Tags: credit card fees, self reliance, using credit cards to best advantage | 3 Comments »
April 13, 2010 | Posted by Brad Chaffee
Have you ever wondered how you could teach your kids the value of hard work, and help them learn to mange money? I believe that teaching your kids to earn a commission, as opposed to getting an allowance, will help them do just that. Too many parents give their kids an allowance, which really teaches [...]
Categories: parenting, personal finance | Tags: financial responsibility, parenting, personal finance, self reliance | 2 Comments »
April 6, 2010 | Posted by Brad Chaffee
Ever wonder where all your money goes each and every month? With the word budget being almost like a bad word in our society, it’s no wonder more and more people are expecting the Government to bail them out. Have we truly turned the corner to becoming less self-sufficient, or is this just a phase [...]
Categories: current events, personal finance | Tags: debt payments, health care, personal responsibility, self reliance | 6 Comments »
March 24, 2010 | Posted by Joan Crain
My oldest daughter was always a very independent person who hated to be told what to do and how to do it. When she was 15, she insisted that she needed name brand clothing. All teens want to fit in, but the clothing she wanted did not fit into our budget. Weary of her begging, [...]
Categories: parenting, personal finance | Tags: frugal living, parenting, personal finance, self reliance | 2 Comments »
March 9, 2010 | Posted by Brad Chaffee
Are you in the process of saving for retirement? If not, you may want to consider it a viable option, instead of counting on Social Security. Better yet, let me explain why I think it is your responsibility to be the architect of your own retirement plan. Let me start off by asking some easy [...]
Categories: personal finance | Tags: retirement planning, saving for retirement, self reliance, Social Security | 3 Comments »
March 8, 2010 | Posted by DDFD
One of the challenges I see in living a more frugal (and self reliant) lifestyle is trying to find new ways to rid myself of liabilities, obligations, and monthly bills and expenses from my life. Here are some of the ways you can get to work on living a quality life on a limited budget [...]
Categories: personal finance | Tags: frugal, frugal living, personal finance, self reliance | 1 Comment »
March 2, 2010 | Posted by Brad Chaffee
Have you tried budgeting only to find yourself overwhelmed by the tracking and updating? You’re not alone. It takes time and patience to manage your zero-based budget, but there is something you can do now, that will make that process easier to manage, as well as help you control spending. It’s called envelope-based budgeting, and [...]
Categories: personal finance | Tags: budgeting, control spending, envelope system, self reliance | 2 Comments »
January 27, 2010 | Posted by Joan Crain
Nearly everyone is well aware of the high costs of health care and health insurance, and that it may become more expensive, depending on how much the U.S. government intrudes into our system, plus many other factors. A few good strategies to save money on your health care can have an impact on your financial [...]
Categories: personal finance | Tags: health care savings, saving money, self reliance | 2 Comments »
January 26, 2010 | Posted by Brad Chaffee
Kids and money seem to be a tough issue for parents. Not that teaching them about money is so hard, but the fact that most people do not have teachable financial habits themselves, makes it difficult. The key to teaching your children about money is by example, so you should first have and use healthy [...]
Categories: personal finance | Tags: behavior, Kids and Money, self reliance, teaching your children about money | 4 Comments »
Recent comments